The Bank of India (BOI) has officially released the Bank of India Credit Officer Recruitment 2026 Notification for the recruitment of Credit Officers under the General Banking Officer (GBO) Stream. Through this recruitment drive, the bank aims to fill 779 vacancies across the MMGS-II, MMGS-III, and SMGS-IV scales.
The online application process began on 30 June 2026, and eligible candidates can submit their applications until 20 July 2026 through the official Bank of India website. This is an excellent opportunity for experienced banking professionals seeking a permanent officer-level position in one of India’s leading public sector banks.
Candidates are advised to carefully review the eligibility criteria, age limit, educational qualifications, work experience, application fee, selection process, and other important details before applying online.
Bank of India Credit Officer Recruitment 2026: Overview
| Particular | Details |
|---|---|
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer (GBO Stream) |
| Total Vacancies | 779 Posts |
| Advertisement | Credit Officer Recruitment 2026 |
| Application Mode | Online |
| Job Type | Permanent |
| Job Location | Across India |
| Application Start Date | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Official Website | www.bankofindia.co.in |
Bank of India Credit Officer Recruitment 2026: Important Dates
| Event | Date |
|---|---|
| Notification Release | 29 June 2026 |
| Online Application Start | 30 June 2026 |
| Last Date to Apply Online | 20 July 2026 |
| Last Date for Fee Payment | 20 July 2026 |
| Written Examination | To Be Announced |
| Admit Card | Before Examination |
| Result | To Be Announced |
Bank of India Credit Officer Recruitment 2026: Application Fee
| Category | Application Fee |
|---|---|
| General / OBC / EWS | ₹850/- |
| SC / ST / PwBD | ₹175/- |
Payment Mode
Candidates can pay the application fee through online mode using:
- Debit Card
- Credit Card
- Internet Banking
- UPI
- IMPS
- Mobile Wallet
The application fee is non-refundable. Candidates should complete the payment before the closing date of the application process.
Bank of India Credit Officer Recruitment 2026: Age Limit
The age limit will be calculated as on 01 June 2026.
| Post | Age Limit |
|---|---|
| Credit Officer (MMGS-II) | 25 to 32 Years |
| Credit Officer (MMGS-III) | 28 to 38 Years |
| Credit Officer (SMGS-IV) | 32 to 45 Years |
Age relaxation will be provided to reserved category candidates as per Government of India and Bank of India recruitment rules.
Bank of India Credit Officer Recruitment 2026: Vacancy Details
Total Vacancies: 779 Posts
| Scale | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|
| MMGS-II | 102 | 52 | 180 | 69 | 274 | 677 |
| MMGS-III | 10 | 5 | 16 | 8 | 22 | 61 |
| SMGS-IV | 6 | 2 | 9 | 3 | 21 | 41 |
| Grand Total | 118 | 59 | 205 | 80 | 317 | 779 |
The vacancies are available under the General Banking Officer (Credit & Lending) stream and will be filled across various Bank of India branches and offices in India.
Bank of India Credit Officer Recruitment 2026: Educational Qualification
Candidates must possess the required educational qualification along with the prescribed work experience for the respective scale.
Credit Officer (MMGS-II)
Candidates must have:
- Bachelor’s Degree with minimum 60% marks (General/EWS/OBC) or 55% marks (SC/ST/PwBD).
OR
- Professional qualification such as CA, CMA (ICWA), CS, or CFA.
Additionally, candidates must have:
- Minimum 3 years of experience as an Officer.
- Out of the total experience, at least 2 years should be in processing:
- MSME Credit
- Commercial Credit
- Project Finance
- Mid & Large Corporate Credit
- Experience must be in a Scheduled Commercial Bank, Financial Institution, or NBFC.
Credit Officer (MMGS-III)
Candidates must possess:
- Bachelor’s Degree with the required minimum marks.
OR
- CA / CMA / ICWA / CS / CFA qualification.
Experience Required:
- Minimum 5 years as an Officer.
- At least 3 years in MSME, Commercial Credit, Project Finance, or Mid & Large Credit processing.
Credit Officer (SMGS-IV)
Candidates should have:
- Bachelor’s Degree with the prescribed percentage.
OR
- CA / CMA / ICWA / CS / CFA qualification.
Experience Required:
- Minimum 7 years as an Officer.
- At least 4 years of experience in Credit Processing, Commercial Credit, MSME Finance, Project Finance, or Large Corporate Credit in a Scheduled Commercial Bank, Financial Institution, or NBFC.
Candidates are advised to read the official notification carefully to verify the detailed eligibility criteria, experience requirements, and acceptable qualifications before applying.
Bank of India Credit Officer Recruitment 2026: Salary
Selected candidates will receive an attractive salary package as per the Bank of India Officer Pay Scale along with various allowances and benefits.
Pay Scale
| Post | Pay Scale |
|---|---|
| Credit Officer (MMGS-II) | ₹64,820 – 2,340(1) – 67,160 – 2,680(10) – 93,960 |
| Credit Officer (MMGS-III) | ₹85,920 – 2,680(5) – 99,320 – 2,980(2) – 1,05,280 |
| Credit Officer (SMGS-IV) | ₹1,02,300 – 2,980(4) – 1,14,220 – 3,360(2) – 1,20,940 |
Additional Benefits
Selected candidates will also be eligible for various allowances and benefits, including:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- City Compensatory Allowance (CCA)
- Medical Benefits
- Leave Travel Concession (LTC)
- Newspaper & Mobile Allowance
- Pension & Retirement Benefits (as applicable)
- Performance-Linked Incentives
- Promotion and Career Growth Opportunities
Bank of India Credit Officer Recruitment 2026: Selection Process
The selection process may vary depending on the number of applications received and the requirements of the bank.
The recruitment process includes:
- Online Written Examination (if conducted)
- Personal Interview
- Document Verification
- Medical Examination
- Final Merit List
Candidates must successfully qualify each stage to be considered for final appointment.
Bank of India Credit Officer Recruitment 2026: How to Apply
Candidates can submit the online application by following these steps:
- Visit the official Bank of India website.
- Go to the Career or Recruitment section.
- Click on the Credit Officer Recruitment 2026 notification.
- Complete the online registration using a valid email ID and mobile number.
- Fill in all personal, educational, and professional experience details carefully.
- Upload the required documents, photograph, and signature in the prescribed format.
- Pay the application fee through the online payment gateway.
- Review the application form before final submission.
- Submit the application form and download the confirmation page.
- Take a printout of the final submitted application for future reference.
Candidates are advised to carefully read the official notification before applying online.
Bank of India Credit Officer Recruitment 2026: Documents Required
Before filling out the application form, candidates should keep the following documents ready:
- Recent Passport Size Photograph
- Scanned Signature
- Graduation Mark Sheets & Degree Certificate
- Professional Qualification Certificate (CA/CMA/CS/CFA), if applicable
- Work Experience Certificates
- Valid Photo Identity Proof (Aadhaar Card, PAN Card, Passport, Voter ID, Driving Licence, etc.)
- Category Certificate (SC/ST/OBC/EWS), if applicable
- PwBD Certificate (if applicable)
- Active Mobile Number and Email ID
Ensure that all uploaded documents meet the specifications mentioned in the official notification.
Bank of India Credit Officer Recruitment 2026: Why Apply?
The Bank of India Credit Officer Recruitment offers an excellent opportunity for experienced banking professionals looking to build a long-term career in the public sector.
Key Benefits
- Permanent Government Bank Job
- Attractive Salary Package
- Officer-Level Position
- Career Growth & Promotion Opportunities
- Job Security
- PAN India Posting
- Medical & Retirement Benefits
- Opportunity to Work in One of India’s Leading Public Sector Banks
Bank of India Credit Officer Recruitment 2026: Important Links
| Description | Link |
| Apply Online | Click Here |
| Notification | Click Here |
| Official Website | www.bankofindia.co.in |
| Join WhatsApp Channel | Click Here |
| Join Telegram Channel | Click Here |
Bank of India Credit Officer Recruitment 2026: FAQs
Q1. How many vacancies have been announced under Bank of India Credit Officer Recruitment 2026?
Answer: A total of 779 vacancies have been announced for Credit Officer posts under the MMGS-II, MMGS-III, and SMGS-IV scales.
Q2. When does the online application process start?
Answer: The online application process started on 30 June 2026.
Q3. What is the last date to apply online?
Answer: The last date to submit the online application form is 20 July 2026.
Q4. What educational qualification is required?
Answer: Candidates must possess a Bachelor’s Degree with the required minimum marks or a professional qualification such as CA, CMA (ICWA), CS, or CFA, along with the prescribed work experience for the respective scale.
Q5. What is the age limit for Bank of India Credit Officer Recruitment 2026?
Answer: The age limit varies according to the post:
MMGS-II: 25 to 32 Years
MMGS-III: 28 to 38 Years
SMGS-IV: 32 to 45 Years
Age relaxation is applicable as per Government rules.
Q6. What is the salary of a Bank of India Credit Officer?
Answer: The salary ranges from ₹64,820 to ₹1,20,940, depending on the scale, along with DA, HRA, medical facilities, pension benefits, and other allowances.
